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Streamex Digital Gold Yield-bearing gold

Digital Gold

Yield-Bearing Gold

For most of history, gold has cost money to hold. Yield-bearing gold reverses that, so your ounce count grows every month. This folder covers how it works, what it compares with and the risks involved.

Updated 5 October 20263 minute read

How gold can pay a yield

The yield comes from leasing physical gold to businesses that use it.

Jewellers, mints and refiners borrow gold to work with, and they pay to do it. GLDY leases part of its allocated bullion through Monetary Metals and distributes the income to holders every month as additional GLDY. The target is around 3.5% a year. The distribution paid on 17 July 2026 worked out at an annualised 3.9%. Yields are variable, not guaranteed, and leasing carries counterparty risk that a bar sitting in a vault doesn't.

Being paid in gold is what makes it compound.

A cash yield hands you dollars. A gold yield adds ounces, and next month's distribution is paid on the bigger balance. Gold ETFs work the other way, selling a little metal each year to cover their fees. Move the sliders to compare.

Your ounces: yield in gold against ETF fees

Illustrative only. Constant annual rates, no price changes, taxes or trading costs. GLD charges 0.40% a year and GLDM 0.10%, taken from the gold in each share. GLDY's yield is a target and isn't guaranteed.

ComparisonGLDY vs Gold ETFsWhy ETF fees shrink the metal behind every share, and what a yield in gold does instead.
GuideStacking Yield-Bearing GoldThe stacker's case for ounces that grow on their own.

FAQs

Where does the yield on GLDY come from?

Leasing allocated gold to jewellers, mints and refiners through Monetary Metals, with income paid to holders monthly in additional GLDY.

Is the yield guaranteed?

No. It's a target of around 3.5% a year, it varies, and leasing carries counterparty risk.

Who can buy GLDY?

Verified accredited investors.

Keep reading. See the fee drag in GLDY vs Gold ETFs, the compounding case in Stacking Yield-Bearing Gold and the wider category in Digital Gold.

More in Digital Gold

This page is for education only and isn't financial, legal or tax advice. GLDY is available only to eligible, verified accredited investors. References to future products are forward-looking and subject to change. Yields are variable and not guaranteed, and gold leasing carries counterparty risk. See the full disclosures below.

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